Automate your entire
card expense process —
without replacing your cards or ERP.

FinData One replaces the manual work of reviewing, coding, and submitting card expenses into your ERP — without replacing your cards or changing your systems. Capture, validate, code, and submit every transaction automatically. From point of spend to approved ERP entry.

🔒 Free 60-minute session · No commitment · Full value whether or not you hire us

44%
Avg. outstanding balance reduction
First 30 days of deployment
28d
To first measurable result
Typical deployment experience
8–12w
Full deployment timeline
vs. 12–18 months for platform replacements
Zero
Cards replaced
Works on your existing program
Works on top of your existing card program and ERP — no replacements required
🏢 Any ERP System
💳 Your Existing Cards
🤖 AI Receipt Validation
📱 Real-Time Capture
🔐 Secure SSO Access
🔄 Automated Workflows
Integration Levels

See it. Control it. Protect it.

Three levels of automation — each building on the previous. Start with visibility. Add real-time capture and enforcement. Scale to full automated ERP submission. Every level works on your existing card program and ERP.

Clarity
See your program in real time
Minimal IT involvement
Read-only connection to your ERP or data source — no write access, no credentials shared

See every gap in your card program in real time.

  • Live compliance dashboard — aging by 31/60/90+ days
  • Outstanding balance, compliance rate, and KPI tiles
  • Finance and leadership reporting views
  • Auto-refreshed from your existing ERP or data source
  • Scheduled reports delivered automatically
  • Receipt capture and enforcement automation
  • ERP write-back and submission
ImplementationFrom $6,000
✓ Monthly support available
Get Started →
Enforce
Full process automation — end to end.
Medium-High IT involvement
Works securely with your ERP and IT environment to enable fully automated submission

Fully automate submission and policy enforcement — end to end.

  • Everything in Command
  • Employee portal — secure login, mobile-ready, review and code expenses in one place
  • Automated ERP write-back — complete, coded expense reports submitted without manual entry
  • Policy enforcement — automated warnings, escalation, and card suspension workflows
  • Admin oversight center — full visibility, policy controls, and card management
  • Expense team reporting dashboard — included
Contact for Pricing →
✓ Monthly support available

Not sure which tier fits? We help you figure that out on your free audit call.

Add-Ons

Extend your engagement

Available with any tier. Each add-on is scoped during your discovery session.

🖥️
ExpressLane Portal — Included in Enforce
The employee-facing interface where captured receipts land, get reviewed, coded, and submitted to your ERP automatically — on mobile or desktop with secure single sign-on.
Book a Discovery Call →
💳
Corporate Card Transactions
Captured automatically at point of spend
  • Transaction record created automatically at point of spend
  • Employee is prompted in real time to submit receipt — from their phone
  • Receipt data extracted and validated automatically by AI
  • Transaction and receipt matched — ready for review in the portal
100% capture rate. Transaction records exist before the employee acts — receipts are the only missing piece, and employees are prompted to submit them immediately.
💵
Out-of-Pocket & Cash Expenses
Employee-initiated through the same capture channel
  • Employee submits receipt photo through the capture channel — no app needed
  • System identifies expense type and routes automatically
  • Receipt data extracted and structured by AI
  • Expense record created and merged with card transactions in the portal
One number, two lanes. No separate app or account needed for cash expenses.

Both lanes converge at the ExpressLane Portal — where the employee reviews, codes, and submits expenses to your ERP in one place.

🔐
Row-Level Security
Role-based data access in Power BI. Each user sees only the data relevant to their position — their region, their market, their team. Essential for multi-region organizations where leadership visibility needs to be controlled.
Contact for details
🛡️
Expense Integrity
Duplicate submission detection using a unique transaction key — preventing double-dipping on reimbursements before money leaves the company. Surfaces flagged items for auditor review and can uncover historical fraud patterns by current employees.
Contact for details
👥
Expense Team Operational Workspace
For organizations with a dedicated expense or audit team. A separate Power BI workspace with automated case assignment, auditor productivity tracking, and supervisor queue management — replacing manual daily distribution.
Contact for details
📊
Additional Financial Dashboards
Budget vs. Actual
Variance analysis by department, cost center & GL account
Revenue by Customer / Product
Performance breakdown by customer, product line & region
Trial Balance → AP Reconciliation
TB tie to AP vendor expenses — accruals included
Spend Analysis & Headcount
Vendor spend visibility and attrition dashboards
Contact for scoping
How It Works

Your compliance program — running automatically.

Five stages that turn your existing card program into a fully automated compliance and submission engine. No manual reports. No chasing employees. No ERP data entry.

1
Data
Your Data — However It Lives
FinData One connects to your existing data and systems — automatically. No uploads, no delays, no manual handling. Your compliance dashboard stays current without anyone touching it.
2
Visibility
Live Dashboard Surfaces Every Gap
Finance and leadership see the full program in real time — outstanding balances by cardholder, aging buckets (31/60/90+ days), compliance rates, repeat offenders, and enforcement flags. Everything that used to live in a stale Excel file is now live and filterable.
3
Enforcement
Automated Accountability — Without Manual Follow-Up
On a set schedule, every supervisor receives a personalized report showing their team's outstanding balances. Employees with missing receipts are routed through a digital exception workflow — approved or rejected in one step. Finance stops chasing and starts seeing results.
4
Protection
Policy Thresholds Protect the Program Automatically
When an employee's outstanding balance, transaction count, or exception frequency crosses a defined threshold, an automated workflow fires — warning the employee and their manager, then escalating to card suspension if unresolved. Every action is logged for a complete audit trail.
5
Submission
ExpressLane Portal — From Receipt to ERP, Automatically
At the Enforce level, every captured receipt lands in the ExpressLane Portal. Employees review, add accounting codes, and submit — from mobile or desktop with secure single sign-on. The system batches submissions automatically and writes complete expense reports directly to your ERP. A confirmation email closes the loop.
Proven Results

Real results from a live production system

A corporate card program with over 2,000 active cardholders and $40M in annual spend had no automated enforcement, no real-time compliance visibility, and hours of weekly manual follow-up. FinData One's card expense automation was deployed — without replacing a single card or touching the ERP.

In 28 days of deployment, outstanding balances dropped 44% — from $1.35M to $759K. Minimal IT involvement. Zero new headcount. Still running automatically today.

Within 30 days of deploying the digital exception forms, the program captured 299 structured justification submissions representing $76,714 in documented exceptions that previously had no formal record. Annualized, that projects to over 4,600 submissions per year — including $756,000 in personal card reimbursements paid to employees without a verified receipt.

Before
$1.35M
Outstanding balance
After 28 Days
$759K
↓ 44% reduction
Before — $1.35M100%
After — $759K56%
Outstanding Balances Resolved
$591,000
Exception Forms — First 30 Days
299
Structured submissions captured
$76,714
In documented exceptions
$756K
Projected personal card reimbursements without verified receipts — annualized
4,600+
Projected annual exception submissions
28 days to resolve $591K in balances. 30 days to surface $756K in unverified personal card reimbursements.
Corporate Card Compliance Software

The corporate expense automation platform built around the cards you already have.

FinData One is a corporate card compliance software layer that connects to your existing card program and ERP — no replacements, no migrations, no disruption. It automates the expense lifecycle from first swipe to approved ERP entry, enforcing policy and eliminating manual work at every step.

Works on your existing infrastructure

No card replacement. No ERP migration. No new accounts for employees to manage.

Deployed in weeks, not months

Full deployment in 8–12 weeks. First measurable results typically within 30 days.

Built for CFOs, Controllers, and COOs

Designed to solve the accountability and visibility gaps that finance leadership experiences — not just simplify employee expense submission.

What it replaces
Manual expense chasingEliminated
Manual ERP data entryEliminated
Stale compliance reportsEliminated
Lost receipts and missing docsEliminated
Your existing card programKept. Enhanced.
Automated Expense Process

From first swipe to approved ERP entry — zero manual steps.

This is what a fully automated expense reporting system looks like for corporate card programs. Every transaction captured. Every receipt validated. Every submission ERP-compliant — automatically.

1
Capture
Every transaction is captured at the moment of spend. Employees are prompted to submit receipts in real time — before they leave the point of purchase.
2
Validate
Receipt data is extracted and validated automatically. Duplicate detection runs on every submission. Policy checks fire before anything reaches the ERP.
3
Code & Review
Employees add accounting codes and review their expenses in the ExpressLane Portal — on mobile or desktop. Finance sees the full picture before submission.
4
Submit to ERP
Complete, policy-compliant expense reports are written directly into your ERP — automatically. No manual entry. No login required from employees.
How We Compare

Improve vs. Replace — Understanding Your Options

Ramp and Expensify are excellent platforms — for companies ready to replace their card program entirely. FinData One is a corporate card compliance software layer for companies that want to automate their existing program without disrupting what works.

Consideration FinData One Recommended Ramp Expensify
What it does✓ Improves the program you already have✗ Replaces your card program entirely~ Replaces expense submission process
ERP relationship✓ Works alongside your existing ERP✗ Separate sync required✗ No direct ERP connection
Data ownership✓ Lives in your Microsoft 365 environment✗ Locked in Ramp platform✗ Locked in Expensify platform
Supervisor accountability✓ Automated enforcement emails — personalized by team~ Dashboard visibility only~ Basic alerts
Audit trail✓ Your data — fully owned, exportable, always accessible✗ Proprietary — accessible only through Ramp✗ Proprietary — accessible only through Expensify
Implementation timeline✓ 8–12 weeks✗ 12–18 months enterprise rollout~ 3–6 months
Who it's built for✓ Companies improving the program they have✗ Companies ready to replace everything~ Companies replacing expense submission

✓ Advantage  ·  ✗ Limitation  ·  ~ Partial or conditional

Feature comparisons based on publicly available product documentation as of 2025. Subject to change.

Get Started

Two ways to get started

Pick whichever works for you — either path gets you a clear answer within 48 business hours.

📅
Book a Free Audit Call

60 minutes. We map your card program, surface your biggest compliance gaps, and hand you a clear roadmap — no strings attached.

Schedule My Free Audit →
🔒 No commitment · No pitch · Full value in the session
📋
Request an Estimate

Not ready for a call? Tell us about your card program and what you need. 13 questions, about 2 minutes. We'll send a personalized approximate estimate within 48 business hours — final pricing confirmed after a scoping session.

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No commitment · No follow-up pressure